Get your invoices funded

Upload an invoice, see your funding potential instantly.
No commitment, no hidden fees.

Review within 2 working days
80–90% advance
Indicative fees from 1.5% per 30 days

Simple Process

How It Works

From application to funding in three straightforward steps.

01

Upload Your Documents

Submit your company documents and financial information through our secure platform for a quick eligibility check.

02

Get a Decision

We review your application within 2 working days. No lengthy bank processes.

03

Upload Invoices & Get Funded

Once approved, simply upload your invoices and receive funding directly into your account. It's that simple.

Advantages

Why Choose Epitomi

Invoice financing designed for the way SMEs actually work.

Get Funded Fast

Get paid against approved invoices instead of waiting 60, 90, or 120 days for your customers to pay.

Fund Only When Needed

Unlike traditional financing, you choose when to get financed. Only pay for what is funded — submit an invoice when cash flow is tight.

No Equity Dilution

Keep 100% ownership of your business. Invoice financing is equity-free working capital — not a trade for shares in your company.

Improves Cash Flow

Convert your receivables into immediate working capital to cover payroll, suppliers, and operational costs.

Enables Growth

Take on larger orders and new customers with confidence, knowing you can bridge the gap between delivery and payment.

Simple & Transparent

No hidden fees, no complex covenants. You see exactly what you pay before you commit — clear pricing from day one.

Eligibility

Basic Requirements

See if your business qualifies for invoice financing.

Company must be a UAE legal entity

Operating for at least one year

Demonstrating steady growth

Invoices must be from creditworthy debtors

Ready to Accelerate Your Cash Flow?

Effortless, efficient, and engaging — let's take the first step together.